>Who Is an Ideal Candidate for Debt Settlement?

Who Is an Ideal Candidate for Debt Settlement?
By Chris Kesterson

Debt settlement in America is rapidly becoming the top method for consumers to get rid of problem debt. Debt settlement companies correspond with creditors on debtors' behalf and assist debtors by establishing a monthly saving goal so as to start saving only to raise money for the settlement of the debts. Debt settlement can almost always be done with the correct negotiation with the creditors. This can be done best by hiring an experienced third party that is trusted in the debt settlement industry.

An ideal debt settlement candidate is most likely someone who has some type of hardship such as illness, disability, divorce, job loss, or a reduction in pay and is having difficulty making payments. If a person has past due credit card debt in excess of $10,000, with high interest rates and are looking for a way out without filing bankruptcy, debt settlement (also known as debt negotiation) may be the best alternative for them. Someone with a debt problem that he or she cannot resolve is also a person that should look into the option of debt settlement. If an individual or family is having trouble staying current and is delinquent on their accounts or if they are close to having suit for a judgment filed against them, than debt settlement is a viable option. A person who wants to avoid bankruptcy at all costs, but needs a strategic goal oriented program to help them attain financial security is the person who should strongly consider debt settlement.

Chris Kesterson, President & CEO of Debt Settlement America, IAPDA Certified Debt Arbitrator, Executive Board Member of The Association of Settlement Companies

The Debt Settlement America™ mission is to help people from all walks of life get a fresh start with their personal finances. Our experienced staff takes great pride in helping individuals and families turn their grim financial situations into a welcomed fresh start. Debt Settlement America's™ debt settlement and debt arbitration services provide you with immediate and practical relief from creditors and the anxiety associated with debt problems. Debt Settlement America™ was established in 2004. Visit http://www.debtsa.com or contact us at 1-866-387-3328.

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